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    Nasdaq Insurance Solutions

    Index-linked Annuities and Insurance Products

    150+ Annuity and Indexed Life Products

    NASDAQ INSURANCE SOLUTIONS

    Providing opportunities for transparent investment in retirement and life insurance products

    When considering retirement or life insurance investments, it is essential to have choices based on liquidity, reputation, and performance. Nasdaq has been creating transparent, market-leading indexes for over 50 years. Annuities and insurance products linked to our indexes can provide opportunities for financial advisors to access retirement and life insurance products using our transparent, objective methodologies—enabling insurance carriers, distributors, and agents to clearly convey index performance expectations to clients. 

    There are more than 150 Annuity and Indexed Life products linked to Nasdaq Indexes, the most prominent being our flagship Nasdaq-100 (NDX) Index.  

    Nasdaq-100 Performance

    Nasdaq-100 vs. S&P

    Indexes Chart

    The Nasdaq-100 Index® is our primary benchmark for Indexed Annuity and Index Life Products. With a proven history of performance, the Nasdaq-100 features some of the world’s innovative companies, such as Amazon, Amgen, Facebook, Google, Microsoft, and Starbucks. If you’re investing in a long-term retirement vehicle or life insurance, products that track the Nasdaq-100® are worth considering. The Nasdaq-100 has performed well over time and is a great barometer of todays’ economy.

    NASDAQ-100 VOLATILITY CONTROL™ INDEXES

    Empowering Investors with Enhanced Risk Management: Introducing the Nasdaq-100 Volatility Control™ Indexes 

    The Nasdaq-100 Volatility Control ™ Indexes provide investors with a unique opportunity to align their investment goals with their risk tolerance.

    Enhanced Risk Management

    Each index aims for a consistent level of volatility, ranging from 5% to 12%. This targeted approach helps investors to optimize their investment strategy by mitigating the impact of market volatility while taking advantage of potential return.

    Each index aims for a consistent level of volatility, ranging from 5% to 12%. This targeted approach helps investors to optimize their investment strategy by mitigating the impact of market volatility while taking advantage of potential return.

    Benefits of Volatility Control

    By stabilizing index returns and containing volatility around targeted levels, these mechanisms help improve options pricing and can help reduce drawdowns, increasing potential upside for investors. Furthermore, better pricing allows for better participation rates, leading to improved interest crediting for annuitants. The stability offered by volatility control allows for more consistent participation rates during the renewal process, providing investors with a sense of  assurance.

    By stabilizing index returns and containing volatility around targeted levels, these mechanisms help improve options pricing and can help reduce drawdowns, increasing potential upside for investors. Furthermore, better pricing allows for better participation rates, leading to improved interest crediting for annuitants. The stability offered by volatility control allows for more consistent participation rates during the renewal process, providing investors with a sense of  assurance.

    Underlying Asset: Nasdaq-100 Total Return™ Index (XNDX™)

    The Nasdaq-100 Total Return ™ Index (XNDX ™) serves as the underlying asset for the Volatility Control Indexes suite. The suite dynamically adjusts exposure to XNDX ™ based on market volatility, ensuring a more predictable and stable volatility profile while enhancing risk management capabilities.

    The Nasdaq-100 Total Return ™ Index (XNDX ™) serves as the underlying asset for the Volatility Control Indexes suite. The suite dynamically adjusts exposure to XNDX ™ based on market volatility, ensuring a more predictable and stable volatility profile while enhancing risk management capabilities.

    Innovative Technology: The truVol® Risk Control Engine

    At the core of these indexes is the truVol ® Risk Control Engine (RCE), developed by Salt Financial. This next-generation volatility control mechanism utilizes intraday data for enhanced responsiveness and adjusts equity exposure based on market events.

    At the core of these indexes is the truVol ® Risk Control Engine (RCE), developed by Salt Financial. This next-generation volatility control mechanism utilizes intraday data for enhanced responsiveness and adjusts equity exposure based on market events.

    Nasdaq Generations 5™ Index

    A multi-asset, risk-controlled index featuring the Nasdaq-100® (NDX®) and Nasdaq Next Generation 100™ (NGX™) indexes, powered by Salt Financial’s truVol® methodology. The index provides a new way to access components of both indexes in a format that aims for stability in volatile markets. With the Nasdaq Generations 5 Index, you have exposure to the leaders of today and access to the disrupters of tomorrow. Linked exclusively to Fixed Index Annuities at SILAC.

    A multi-asset, risk-controlled index featuring the Nasdaq-100® (NDX®) and Nasdaq Next Generation 100™ (NGX™) indexes, powered by Salt Financial’s truVol® methodology. The index provides a new way to access components of both indexes in a format that aims for stability in volatile markets. With the Nasdaq Generations 5 Index, you have exposure to the leaders of today and access to the disrupters of tomorrow. Linked exclusively to Fixed Index Annuities at SILAC.

    PARTNER HIGHLIGHTS

    Nasdaq indexes are offered through industry-leading products, available through a variety of insurance carriers.

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    In response to the increasing demand for globally recognized benchmarks, Nasdaq is proud to announce the launch of the Nasdaq-100 Volatility Control Indexes. These groundbreaking indexes empower investors to manage their exposure to volatility while benefiting from the renowned Nasdaq-100 Total Return Index (XNDX). With a focus on inclusive growth and prosperity, this initiative reflects Nasdaq’s dedication to empowering individuals and communities through cutting-edge financial tools and strategies. 

    In response to the increasing demand for globally recognized benchmarks, Nasdaq is proud to announce the launch of the Nasdaq-100 Volatility Control Indexes. These groundbreaking indexes empower investors to manage their exposure to volatility while benefiting from the renowned Nasdaq-100 Total Return Index (XNDX). With a focus on inclusive growth and prosperity, this initiative reflects Nasdaq’s dedication to empowering individuals and communities through cutting-edge financial tools and strategies. 

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    Nasdaq, Inc. and Salt Financial are proud to announce the launch of the Nasdaq-100 Volatility Control™ Indexes, designed exclusively for insurance companies. This suite expands the existing offering to include additional volatility targets to help solidify its position as a versatile solution for insurance companies looking to offer access to the popular Nasdaq-100 Index® as a volatility-controlled crediting option in their Fixed Index Annuity (FIA) or other indexed insurance products.

    Nasdaq, Inc. and Salt Financial are proud to announce the launch of the Nasdaq-100 Volatility Control™ Indexes, designed exclusively for insurance companies. This suite expands the existing offering to include additional volatility targets to help solidify its position as a versatile solution for insurance companies looking to offer access to the popular Nasdaq-100 Index® as a volatility-controlled crediting option in their Fixed Index Annuity (FIA) or other indexed insurance products.

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    Salt Financial and Nasdaq introduce the Nasdaq-100 5% Target Volatility Index, which will provide insurance companies and their clients a new way to access components of the Nasdaq-100 Index for their fixed indexed annuities in a format that aims for stability in volatile markets. The index was created utilizing Salt Financials’ proprietary truVol Risk Control Engine (RCE).

    Salt Financial and Nasdaq introduce the Nasdaq-100 5% Target Volatility Index, which will provide insurance companies and their clients a new way to access components of the Nasdaq-100 Index for their fixed indexed annuities in a format that aims for stability in volatile markets. The index was created utilizing Salt Financials’ proprietary truVol Risk Control Engine (RCE).

    Nasdaq-100 Research & Education

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    Volatility Control Indexes

    Introducing the Nasdaq-100® Volatility Control ™ Indexes

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    INSURANCE

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    Contact Nasdaq today for Insurance Solutions