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Nasdaq Index Solutions for Insurance Carriers

Nasdaq provides globally recognized and trusted indexes to support the creation and distribution of fixed-indexed, variable, and structured annuity products. Our full-service capabilities power full life-cycle support, from ideation through distribution, ultimately serving the needs of today’s investors.

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Overview

Helping Insurance Companies Offer Compelling, Differentiated Annuities

As Investors Look Beyond Traditional Annuities, Insurance Firms Face Equal Opportunity and Risk

Intersecting trends are creating both opportunities and risks for insurance firms. For example, market volatility and a low-interest rate environment have reduced the appeal of traditional fixed-income annuities.

At the same time, investors are wanting more diversification in their portfolio—both to provide downside protection, and to align with the innovation and thematic trends (e.g., AI, cryptocurrency, etc.) with the most growth potential.

The problem is, as insurance companies work to offer these kinds of diverse, index-linked products, they’re at risk of disappearing into a market already overflowing with recognizable issuers and products.

By partnering with Nasdaq, you will position your annuity lineup for opportunity and growth.

Our Solutions

Nasdaq Custom Index Solutions

Nasdaq-100 Volatility Control Suite

Nasdaq has entered into a strategic collaboration with Salt Financial to introduce a collection of Nasdaq-100 Volatility Control™ Indexes.

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Nasdaq Strategic Indexes

Enhance your portfolio with targeted exposure, effective risk management, and multi-asset diversification strategies tailored to the insurance industry's unique investment needs.

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Nasdaq Branded Indexes

Discover the Nasdaq Branded Indexes, a curated selection of unique investment strategies designed to meet diverse investor needs. Learn how these indexes can help you navigate the modern market landscape effectively.

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Benefits

We’re More Than Just an Index Provider

Diversify Your Annuity Lineup

With the Nasdaq-100® and the ability to tailor solutions with thematic indexes and volatility-control overlays, you’ll diversify your offerings—while balancing performance, liquidity, and investor recognition.

Elevate Your Brand Strength

You’ll also elevate your own brand and product strength by associating with Nasdaq’s trusted brand equity. With co-marketing activations, including unique experiences at Nasdaq MarketSite, you’ll generate immediate visibility and interest in the investment community.

Amplify Your Story

With ongoing research, marketing, and field sales support, you’ll amplify your story across the entire value chain. That means reaching key distribution channels with impactful education and promotional initiatives, so you can build trust directly with banks and brokers, financial advisors, and investors.

Features

Key Features for Insurance Companies

Volatility Control Mechanisms

Enhanced Risk Management
Nasdaq’s volatility control technology helps insurers offer products with a stable risk and return profile. By targeting specific volatility levels, these indexes provide a smoother investment experience for clients.

Consistent Performance
Ensures consistent participation rates during the renewal process, enhancing client satisfaction and retention.

Multi-Asset Exposure

Diversification Across Asset Classes
Nasdaq Indexes can provide exposure to multiple asset classes and sectors, reducing risk through diversification.

Growth Potential
Combines the stability of established companies with the growth potential of emerging leaders, aligning with clients' long-term investment goals.

Transparency and Reliability

Clear Methodologies 
Nasdaq’s transparent index methodologies allow for straightforward product explanations and build trust with clients and advisors.

Consistent Performance Data 
Access to historical performance data aids in illustrating potential outcomes to clients, supporting informed decision-making.

Customization and Support

Tailored Solutions 
Work with Nasdaq to create custom indexes that meet your specific product requirements and client needs.

Dedicated Support 
Benefit from Nasdaq’s expertise throughout the product lifecycle, from development to launch and ongoing management.

Regulatory Compliance

Industry Standards 
Nasdaq indexes adhere to global regulatory requirements, simplifying compliance and reducing operational burdens.

Annuity Awareness Month: A Discussion with the National Association for Fixed Annuities
Rich Macari, Head of Insurance & Banking Solutions at Nasdaq, and Chuck DiVencenzo, President and CEO of the National Association for Fixed Annuities, explore how policy, regulation, and evolving investor needs are reshaping the retirement landscape. As policy and legislation bring greater focus to lifetime income, the conversation highlights the growing importance of flexibility, education, and innovation in helping individuals turn savings into sustainable retirement outcomes.
Jun 17, 2026
Our Impact

What Carriers Are Saying

"Adding the Nasdaq-100 Max 30™ Index to our LiveWell Dynamic Annuity® registered index-linked variable annuity (RILA) expanded diversification opportunities by delivering exposure to additional market sectors, which led to record sales in 2024."
Greg Bonzagni, Head of Distribution, Sammons Institutional Group

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