Ted Allrich is a founder of WealthOptima (www.wealthoptima.com) as well as The Online Investor, a Web site devoted to educating and informing investors (www.theonlineinvestor.com). He is also the Chairman of the Board of Bank of Internet USA. His professional career was in the Capital Markets with over 20 years experience in Wall Street firms. He has two books on investing: The Online Investor and Comfort Zone Investing. He holds an MBA from Stanford University and an English degree from UC Davis.