Key Points
XRP should benefit from the launch of the first spot XRP ETF and corporate investments.
It's already worth $140 billion, which could limit growth potential.
- 10 stocks we like better than XRP ›
It's an exciting time for fans of XRP (CRYPTO: XRP), the first cryptocurrency developed by Ripple, a blockchain payments company. After a long wait, the first spot XRP ETF has launched in the U.S., and several companies are reportedly adding XRP to their treasuries.
ETF approval and corporate investments were big growth drivers for Bitcoin and Ethereum. With that in mind, XRP may look like the next millionaire-maker cryptocurrency. However, I wouldn't get your expectations too high if you're planning to invest.
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XRP is probably past its millionaire-maker stage
There aren't any strict guidelines on what kind of returns are required for a cryptocurrency to be a millionaire-maker, but 50 times to 100 times your investment is a good-enough range. With that kind of growth, you'd have $1 million from an initial purchase of $10,000 to $20,000.
XRP has a market cap of about $140 billion (as of Nov. 14). If it gets 50 times bigger, the total value would be $7 trillion. For perspective, the entire crypto market is worth less than half of that ($3.2 trillion).
XRP could be a winning cryptocurrency investment over the next five to 10 years, but it most likely won't turn a modest position into $1 million. The people who made millions from XRP are the ones who got in during its early days, when it was trading for under $0.05.
Should you invest $1,000 in XRP right now?
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Lyle Daly has positions in Bitcoin and Ethereum. The Motley Fool has positions in and recommends Bitcoin, Ethereum, and XRP. The Motley Fool has a disclosure policy.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.
