For the quarter ended March 2026, Unum (UNM) reported revenue of $3.36 billion, up 1.9% over the same period last year. EPS came in at $2.14, compared to $2.04 in the year-ago quarter.
The reported revenue represents a surprise of +14.38% over the Zacks Consensus Estimate of $2.94 billion. With the consensus EPS estimate being $2.07, the EPS surprise was +3.38%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Unum performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:- Benefit Ratio - Colonial Life Segment: 46% versus 49.1% estimated by three analysts on average.
- Other Expense Ratio - Unum US Supplemental and Voluntary: 22.4% versus the three-analyst average estimate of 22.2%.
- Benefit Ratio - Unum US Group Disability: 63.7% compared to the 64.1% average estimate based on three analysts.
- Benefit Ratio - Unum US Group Life and Accidental Death & Dismemberment: 61.8% versus the three-analyst average estimate of 69.1%.
- Revenue- Premium Income: $2.79 billion versus $2.59 billion estimated by four analysts on average. Compared to the year-ago quarter, this number represents a +3.4% change.
- Revenue- Net investment income: $483.4 million versus the four-analyst average estimate of $262.93 million. The reported number represents a year-over-year change of -5.8%.
- Revenue- Other income: $82.8 million compared to the $65.18 million average estimate based on four analysts. The reported number represents a change of +0.6% year over year.
- Adjusted Operating Revenue- Unum US Group Disability- Total: $946.4 million versus $956.73 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +3.7% change.
- Adjusted Operating Revenue- Unum US Group Life and Accidental Death & Dismemberment- Total Premium Income: $548.4 million versus $532.77 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +6.6% change.
- Adjusted Operating Revenue- Unum US Group Life and Accidental Death & Dismemberment- Net Investment Income: $23.5 million versus the three-analyst average estimate of $19.78 million. The reported number represents a year-over-year change of +29.1%.
- Adjusted Operating Revenue- Unum US Group Life and Accidental Death & Dismemberment- Other Income: $0.7 million compared to the $0.16 million average estimate based on three analysts. The reported number represents a change of +600% year over year.
- Adjusted Operating Revenue- Unum US Group Life and Accidental Death & Dismemberment- Total: $572.6 million compared to the $552.71 million average estimate based on three analysts. The reported number represents a change of +7.5% year over year.
View all Key Company Metrics for Unum here>>>
Shares of Unum have returned +5.7% over the past month versus the Zacks S&P 500 composite's +12.8% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Zacks' Research Chief Names "Stock Most Likely to Double"
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