Compared to Estimates, Horace Mann (HMN) Q4 Earnings: A Look at Key Metrics

For the quarter ended December 2025, Horace Mann (HMN) reported revenue of $434.8 million, up 6.3% over the same period last year. EPS came in at $1.21, compared to $1.62 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $443.7 million, representing a surprise of -2.01%. The company delivered an EPS surprise of +2.98%, with the consensus EPS estimate being $1.18.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Horace Mann performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net premiums and contract charges earned: $317.2 million versus $314.07 million estimated by two analysts on average.
  • Other income (loss): $6.7 million compared to the $4.77 million average estimate based on two analysts.
  • Net investment income: $118 million compared to the $124.82 million average estimate based on two analysts.

View all Key Company Metrics for Horace Mann here>>>

Shares of Horace Mann have returned -1.4% over the past month versus the Zacks S&P 500 composite's +1.8% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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This article originally published on Zacks Investment Research (zacks.com).

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The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

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