For the quarter ended March 2025, First Financial Corp. (THFF) reported revenue of $62.49 million, up 29.2% over the same period last year. EPS came in at $1.55, compared to $0.93 in the year-ago quarter.
The reported revenue represents a surprise of +4.84% over the Zacks Consensus Estimate of $59.6 million. With the consensus EPS estimate being $1.29, the EPS surprise was +20.16%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how First Financial Corp. performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net Interest Margin: 4.1% compared to the 3.9% average estimate based on two analysts.
- Efficiency Ratio: 57.5% compared to the 63% average estimate based on two analysts.
- Total Non Interest Income: $10.51 million compared to the $10.85 million average estimate based on two analysts.
- Gain on sale of mortgage loans: $0.23 million compared to the $0.20 million average estimate based on two analysts.
Shares of First Financial Corp. have returned -13.5% over the past month versus the Zacks S&P 500 composite's -8.9% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
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This article originally published on Zacks Investment Research (zacks.com).
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.
