Fifth Third Bancorp (FITB) reported $2.34 billion in revenue for the quarter ended December 2025, representing a year-over-year increase of 7.9%. EPS of $1.12 for the same period compares to $0.90 a year ago.
The reported revenue represents a surprise of +0.8% over the Zacks Consensus Estimate of $2.32 billion. With the consensus EPS estimate being $1.00, the company has not delivered EPS surprise.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Fifth Third Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:- Efficiency Ratio (FTE): 55.8% compared to the 54.5% average estimate based on six analysts.
- Net interest margin (FTE): 3.1% compared to the 3.1% average estimate based on six analysts.
- Net charge-off ratio (NCO ratio): 0.4% compared to the 0.4% average estimate based on five analysts.
- Book value per share: $30.18 compared to the $30.09 average estimate based on five analysts.
- Average Balance - Total interest-earning assets: $194.14 billion compared to the $194.87 billion average estimate based on four analysts.
- Return on average assets: 1.4% compared to the 1.3% average estimate based on four analysts.
- Tangible book value per share (including AOCI): $22.60 versus the four-analyst average estimate of $22.31.
- Return on average common equity: 14% versus 13% estimated by three analysts on average.
- Total nonperforming assets: $867 million versus the two-analyst average estimate of $843.25 million.
- Tangible common equity (including AOCI): 7.1% versus 7.5% estimated by two analysts on average.
- Total nonaccrual portfolio loans and leases: $767 million versus the two-analyst average estimate of $832.25 million.
- Regulatory Capital Ratios - Leverage: 9.4% versus the two-analyst average estimate of 9.4%.
View all Key Company Metrics for Fifth Third Bancorp here>>>
Shares of Fifth Third Bancorp have returned +2% over the past month versus the Zacks S&P 500 composite's +1.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.5 Stocks Set to Double
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This article originally published on Zacks Investment Research (zacks.com).
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.
