City Holding (CHCO) reported $80.2 million in revenue for the quarter ended December 2025, representing a year-over-year increase of 11.8%. EPS of $2.18 for the same period compares to $1.94 a year ago.
The reported revenue represents a surprise of -1.36% over the Zacks Consensus Estimate of $81.3 million. With the consensus EPS estimate being $2.29, the EPS surprise was -4.6%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how City Holding performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:- Efficiency Ratio: 48.2% compared to the 47.9% average estimate based on two analysts.
- Net Interest Margin: 3.9% versus 4% estimated by two analysts on average.
- Interest-earning assets - Total - Average balance: $6.13 billion versus $6.08 billion estimated by two analysts on average.
- Total Non-Interest Income: $19.64 million versus the two-analyst average estimate of $20 million.
- Net Interest Income: $60.56 million versus $61.21 million estimated by two analysts on average.
View all Key Company Metrics for City Holding here>>>
Shares of City Holding have returned -1.9% over the past month versus the Zacks S&P 500 composite's -0.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Zacks' Research Chief Picks Stock Most Likely to "At Least Double"
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This article originally published on Zacks Investment Research (zacks.com).
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.
