Beacon (BBT) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

Beacon Financial (BBT) reported $225.66 million in revenue for the quarter ended December 2025, representing a year-over-year increase of 105.1%. EPS of $0.79 for the same period compares to $0.60 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $228.78 million, representing a surprise of -1.36%. The company delivered an EPS surprise of +1.61%, with the consensus EPS estimate being $0.78.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Beacon performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency Ratio: 63.1% versus the four-analyst average estimate of 58.7%.
  • Net interest margin, FTE: 3.8% compared to the 3.8% average estimate based on four analysts.
  • Average Balance - Total earning assets: $20.93 billion versus $21.05 billion estimated by two analysts on average.
  • Total non-interest income: $25.92 million versus $25.24 million estimated by four analysts on average.
  • Net Interest Income, FTE: $201.49 million compared to the $204.61 million average estimate based on two analysts.
  • Net Interest Income: $199.74 million compared to the $203.79 million average estimate based on two analysts.

View all Key Company Metrics for Beacon here>>>

Shares of Beacon have returned +7.1% over the past month versus the Zacks S&P 500 composite's +0.8% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.

Quantum Computing Stocks Set To Soar

Artificial intelligence has already reshaped the investment landscape, and its convergence with quantum computing could lead to the most significant wealth-building opportunities of our time.

Today, you have a chance to position your portfolio at the forefront of this technological revolution. In our urgent special report, Beyond AI: The Quantum Leap in Computing Power, you'll discover the little-known stocks we believe will win the quantum computing race and deliver massive gains to early investors.

Access the Report Free Now >>

Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report

Beacon Financial Corporation (BBT) : Free Stock Analysis Report

This article originally published on Zacks Investment Research (zacks.com).

Zacks Investment Research

The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Tags

More Related Articles

Info icon

This data feed is not available at this time.

Data is currently not available

Sign up for the TradeTalks newsletter to receive your weekly dose of trading news, trends and education. Delivered Wednesdays.