Saratoga, California, is the richest retirement town in America.
A recent GOBankingRates study of the 50 wealthiest retirement cities revealed that 13 are in California. With a median household income of $241,348, Saratoga is the most expensive.
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Keep reading to find out which retirement towns in the Western U.S. are among the richest in America.
Saratoga, California
- Population 65+ (%): 25.9%
- Median household income: $241,348
- Livability: 81
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Ranchos Palos Verdes, California
- Population 65+ (%): 26.0%
- Median household income: $175,307
- Livability: 58
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Bainbridge Island, Washington
- Population 65+ (%): 26.3%
- Median household income: $159,882
- Livability: 78
East Honolulu, Hawaii
- Population 65+ (%): 27.0%
- Median household income: $158,398
- Livability: 87
Laguna Beach, California
- Population 65+ (%): 27.8%
- Median household income: $140,508
- Livability: 66
Walnut Creek, California
- Population 65+ (%): 29.0%
- Median household income: $135,665
- Livability: 77
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Cerritos, California
- Population 65+ (%): 25.3%
- Median household income: $133,953
- Livability: 74
Kaneohe, Hawaii
- Population 65+ (%): 25.0%
- Median household income: $124,632
- Livability: 72
Mililani, Hawaii
- Population 65+ (%): 25.9%
- Median household income: $124,123
- Livability: 78
Tanque Verde, Arizona
- Population 65+ (%): 33.6%
- Median household income: $119,212
- Livability: 61
Pearl City, Hawaii
- Population 65+ (%): 25.7%
- Median household income: $114,682
- Livability: 70
Summerlin South, Nevada
- Population 65+ (%): 26.3%
- Median household income: $113,301
- Livability: 66
Catalina Foothills, Arizona
- Population 65+ (%): 34.9%
- Median household income: $113,201
- Livability: 70
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Fair Oaks, California
- Population 65+ (%): 25.5%
- Median household income: $111,332
- Livability: 57
Rancho Mirage, California
- Population 65+ (%): 49.9%
- Median household income: $109,943
- Livability: 49
Lincoln, California
- Population 65+ (%): 27.2%
- Median household income: $108,108
- Livability: 67
Scottsdale, Arizona
- Population 65+ (%): 26.2%
- Median household income: $107,372
- Livability: 82
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Pacific Grove, California
- Population 65+ (%): 28.9%
- Median household income: $105,568
- Livability: 84
Oro Valley, Arizona
- Population 65+ (%): 34.9%
- Median household income: $105,342
- Livability: 81
Fountain Hills, Arizona
- Population 65+ (%): 39.6%
- Median household income: $104,788
- Livability: 69
Los Osos, California
- Population 65+ (%): 26.5%
- Median household income: $103,504
- Livability: 66
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Arroyo Grande, California
- Population 65+ (%): 25.7%
- Median household income: $103,258
- Livability: 77
Camano, Washington
- Population 65+ (%): 31.9%
- Median household income: $100,124
- Livability: 65
Cameron Park, California
- Population 65+ (%): 25.3%
- Median household income: $97,786
- Livability: 56
La Quinta, California
- Population 65+ (%): 31.1%
- Median household income: $97,628
- Livability: 57
Editor’s note: Photos are for representational purposes only and might not reflect the exact locations listed.
Methodology: For this study, GOBankingRates analyzed cities to find the richest retirement towns. First, GOBankingRates found cities with populations above 15,000 and population percentages for 65+ age range of 25% or higher, as sourced from the U.S. Census American Community Survey. With these 142 cities isolated, the total households, population ages 65 and higher and household median income were also sourced from the American Community Survey for each location. The livability index was sourced from AreaVibes. The cities were sorted to show the highest median household income, representing the “richest” cities. All data was collected on and is up to date as of Feb. 4, 2025.
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This article originally appeared on GOBankingRates.com: 25 Richest Retirement Towns in Western States
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