Eastern Bankshares, Inc. (EBC) reported $241.5 million in revenue for the quarter ended September 2025, representing a year-over-year increase of 18.7%. EPS of $0.37 for the same period compares to $0.25 a year ago.
The reported revenue represents a surprise of -0.99% over the Zacks Consensus Estimate of $243.9 million. With the consensus EPS estimate being $0.40, the EPS surprise was -7.5%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Eastern Bankshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:- Efficiency ratio (GAAP): 58.2% versus 55.3% estimated by three analysts on average.
- Net Interest Margin: 3.5% versus 3.6% estimated by three analysts on average.
- Average Balance - Total interest-earning assets: $23.49 billion versus the two-analyst average estimate of $23.68 billion.
- Net Interest Income: $200.2 million compared to the $206.79 million average estimate based on three analysts.
- Total Noninterest Income: $41.3 million compared to the $37.11 million average estimate based on three analysts.
- Losses on sales of mortgage loans held for sale, net: $0.1 million versus the two-analyst average estimate of $0.1 million.
- Service charges on deposit accounts: $8.6 million versus the two-analyst average estimate of $8.15 million.
- Investment advisory fees: $17.6 million versus $17.48 million estimated by two analysts on average.
- Other: $1.5 million versus $3.75 million estimated by two analysts on average.
- Interest rate swap income: $0.9 million versus $0.76 million estimated by two analysts on average.
- Card Income: $4.2 million versus the two-analyst average estimate of $4.34 million.
View all Key Company Metrics for Eastern Bankshares here>>>
Shares of Eastern Bankshares have returned +2.6% over the past month versus the Zacks S&P 500 composite's +0.2% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.Radical New Technology Could Hand Investors Huge Gains
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This article originally published on Zacks Investment Research (zacks.com).
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.
