Personal Finance

Follow These 4 Tips To Live Your Retirement On Your Own Terms

Though many Americans love their careers, it is safe to say that retirement is part of American culture, and tens of millions of American workers look forward to that glorious day.

But one strange fact about retirement is that many of those who eagerly await the days of their retirements are often unaware of what they will do when getting up and going into the office is no longer necessary.

Not surprisingly, popular wisdom about how you should spend your retirement years abounds.

Here is a look at such popular wisdom to see how these suggestions can be personalized.

Get in shape

Everyone knows that they should pay attention to their bodies by eating a sustainable diet and performing physical activities meant to help the body stay strong and limber.

One of the most common excuses people have for not getting sharing is that they simply don't have the time. But after retirement, there should be far more time to dedicate towards keeping yourself in tip-top condition. Conventional wisdom says that you should focus on walking and avoid strenuous activity.

But, perhaps working up a good sweat is just what the doctor ordered. If you want to really push yourself, instead of listening to “them,” consult your doctor and see if you can safely engage in more strenuous activates.


When asked what you will do after retirement, one of the most common responses Americans give is that they plan to volunteer their time.

This is not only a truly altruistic goal, but it can offer a high level of personal satisfaction as well. Remember, there are various levels of need in American society and your calling does not necessarily have to be volunteering to feed needy children or help the homeless.

You may be called to volunteer by mentoring young people in your area of expertise or simply keeping your local park safe and clean. When it comes to deciding how you will volunteer, think outside the box and choose to do something that has meaning to you.


Along with volunteering, traveling is highly cited among those who plan to retire.

And also like volunteering, it is a good idea to think outside the box when considering how you travel in your retirement.

For example, while taking a cruise around the Caribbean or Mediterranean can be fun, consider other travel opportunities such as joining an RV club, living on a budget in different foreign locations or even more thoroughly exploring the state or region where you live.

Get involved in the community

Another way you can ensure that you will make the best out of your retirement years is to truly get involved in your local community.

Once again, there are tried and true methods of getting involved including volunteering - as mentioned before, and working on a political campaign or a political cause. There are additional ways you can get involved in your community which may be just as satisfying.

For example, some may find satisfaction in learning how dance salsa or cook Brazilian cuisine. Others may prefer to coach a local little league team.

Whatever you choose to do in your community, the most important aspect is that it be something that truly matters to you.


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The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.