Company Description (as filed with the SEC)
Waterstone Financial, Inc. is the mid-tier stock holding company subsidiary of Lamplighter Financial, MHC, formed as part of the reorganization of WaterStone Bank into mutual holding company form. WaterStone Bank was converted from a mutual to a stock savings bank as part of our reorganization. At December 31, 2012, 74% of Waterstone Financial, Inc. outstanding shares were held by Lamplighter Financial, MHC and 26% were held by public shareholders. In this report, we refer to WaterStone Bank, our wholly owned subsidiary, both before and after the reorganization, as "WaterStone Bank" or the "Bank." The Company and its mutual holding company parent, Lamplighter Financial, MHC (the "MHC"), are federally chartered mutual holding companies. WaterStone Bank is a Wisconsin chartered savings bank. The Company maintains a website at www.wsbonline.com. ... More ...