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Company Description (as filed with the SEC)
SP Bancorp, Inc., a Maryland corporation (the “Company”) is a bank holding company and the parent of SharePlus Bank, a Texas chartered state bank (the “Bank”). The Company is regulated by the Board of Governors of the Federal Reserve System (the “Federal Reserve”). In December 2013, the Bank received approval from the Texas Department of Banking (the “Department”) to convert its charter to a Texas state bank charter and became a member of the Federal Reserve and the Company became a bank holding company. With these changes, the Department and the Federal Reserve are the primary regulators of the Bank and the Company is regulated by the Federal Reserve as a bank holding company. The Bank is subject to examination by the Federal Deposit Insurance Corporation (the “FDIC”). When using the terms “we,” “us,” “our,” or the “Company,” we are referring to SP Bancorp and the Bank on a consolidated basis. As of December 31, 2013, we had $304.0 million of total assets, $220. ... More ...