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Company Description (as filed with the SEC)
• Individual Insurance & Investments continued to focus on meeting the needs of retiring Canadians via Money for LifeTM concepts, products and campaigns. Our second place position in individual life markets and first place position in fixed annuity wealth markets was strengthened by strong management actions continuing to drive a more profitable mix of business.(1) Key drivers of increased profitability include management actions to reduce required capital, product repricing activity from prior year and improved volume and mix of sales. • GB retained the number one group life and health insurance provider position based on BIF.(2) Strong GB performance in 2013 was driven by solid net sales, primarily in the large case segment, and overall low long term disability incidence. ... More ...