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Company Description (as filed with the SEC)
The disclosures set forth in this item are qualified by the section captioned “Cautionary Notice Regarding Forward-Looking Statements” in “Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations” of this Annual Report on Form 10-K and other cautionary statements set forth elsewhere in this report. GENERAL Southside Bancshares, Inc., incorporated in Texas in 1982, is a bank holding company for Southside Bank, a Texas state bank headquartered in Tyler, Texas that was formed in 1960. We operate through 50 banking centers, 19 of which are located in grocery stores, and 13 motor bank facilities. At December 31, 2013, our total assets were $3.45 billion, total loans were $1.35 billion, deposits were $2.53 billion, and total equity was $259.5 million. For the years ended December 31, 2013 and 2012, our net income was $41.2 million and $34.7 million and diluted earnings per common share were $2.30 and $1.91, respectively. ... More ...