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Company Description (as filed with the SEC)
Norwood Financial Corp. (the "Company"), a Pennsylvania corporation, is the holding company for Wayne Bank. On March 29, 1996, the Bank completed a holding company reorganization and became a wholly owned subsidiary of the Company. As of December 31, 2014, the Company had total consolidated assets of $711.6 million, consolidated deposits of $559.9 million, and consolidated stockholders' equity of $99.0 million. The Company's ratio of average equity to average assets was 13.62%, 13.42% and 13.36% for fiscal years 2014, 2013 and 2012, respectively. Wayne Bank is a Pennsylvania chartered bank and trust company headquartered in Honesdale, Pennsylvania. The Bank was originally chartered on February 17, 1870 as Wayne County Savings Bank. ... More ...