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Company Description (as filed with the SEC)
Merchants Bancshares, Inc. (“Merchants”) is a bank holding company originally organized under Vermont law in 1983 (and subsequently reincorporated in Delaware in 1987) for the purpose of owning all of the outstanding capital stock of Merchants Bank. Merchants Bank, which is Merchants’ primary subsidiary, is a Vermont commercial bank with 32 full-service banking offices located throughout the state of Vermont. Merchants Bank was organized in 1849 and as of December 31, 2013, is the sole remaining independent statewide commercial banking operation in Vermont, with deposits totaling $1.32 billion, gross loans of $1.17 billion, and total assets of $1.73 billion. As used herein, “Merchants,” “we,” “us,” and “our” shall mean Merchants Bancshares, Inc. and our subsidiaries unless otherwise noted or the context otherwise requires. Merchants Bank’s trust division offers investment management, financial planning and trustee services. ... More ...