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Company Description (as filed with the SEC)
Heritage Financial Group (the "Company") was formed in February 2002, and operates through our wholly owned subsidiary, HeritageBank of the South (the "Bank"). We neither own nor lease any business property, but we use the premises, equipment and furniture of the Bank. We employ only persons who are executive officers of the Bank as our executive officers, and we also use the support staff of the Bank. We currently do not separately compensate any employees, although, in the future, we may hire additional employees if we expand our business at the holding company level. The Company completed an initial public offering on June 29, 2005. It sold 3,372,375 shares of common stock in that offering for $10.00 per share. The Company's employee stock ownership plan (the "ESOP") purchased 440,700 shares with the proceeds of a loan from the Company. ... More ...
Where does HBOS fit in the risk graph?
|Annual EPS Est:||$1.29|
|Quarterly EPS Est:||0.38|