Company Description (as filed with the SEC)
We are a bank holding company registered under the Bank Holding Company Act of 1956, as amended. Our principal business is to serve as a holding company for our bank subsidiary, Guaranty Bank and Trust Company (“Guaranty Bank” or “Bank”). When we say “we”, “us”, “our” or the “Company”, we mean the Company on a consolidated basis with the Bank. When we refer to “Guaranty Bancorp” or the “holding company”, we are referring to the parent company on a standalone basis. At December 31, 2012, we had total assets of $1.9 billion, net loans of $1.1 billion, deposits of $1.5 billion and stockholders’ equity of $188.2 million, and we operated 28 branches and one investment advisory firm in Colorado through our bank subsidiary, Guaranty Bank. Guaranty Bancorp was incorporated in 2004 in Delaware under the name Centennial C Corp, and in 2004 and 2005 acquired several banking institutions and other entities, including Guaranty Bank. ... More ...