Marc Stefanski, Chairman & CEO, of Third Federal Savings and Loan Association, presides over the closing bell.

Monday, April 23, 2007

Third Federal Savings and Loan Association
[TFSL]

Third Federal Savings and Loan Association, named for five years to the Fortune list of "100 Best Companies to Work for," is a leading provider of savings and mortgage products. Founded in Cleveland in 1938 as a mutual association by Ben and Gerome Stephanski, Third Federal is dedicated to serving consumers with competitive rates and outstanding customer service. Third Federal, an equal housing lender, serves customers in Northeast Ohio from 26 branches and eight lending offices in Central and Southern Ohio, and from 14 branches throughout Florida.

As of December 31, 2005, Third Federal had total assets of $8.6 billion. Third Federal can be reached toll-free by calling 1-888-844-7333, or visit us on the internet at www.thirdfederal.com.

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