Laury Evans, CEO of Horizon Financial Corp.,
Rings The NASDAQ Stock Market Closing Bell

Tuesday, October 31, 2006
at NASDAQ's MarketSite
in New York City.

Horizon Financial Corp.

Laury Evans, CEO of Horizon Financial Corp. (HRZB) will preside over the closing bell to celebrate its 20-year listing anniversary on the NASDAQ.
Horizon Financial Corp. is a member of The NASDAQ Bank Index. This index contains securities of NASDAQ-listed companies classified according to the Industry Classification Benchmark as Banks. They include banks providing a broad range of financial services, including retail banking, loans and money transmissions.

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Click for larger pictures of the NASDAQ MarketSite. Additional Photographs for 10/31/2006 Download Hi-Res Quality Photo of this NASDAQ Market Open - Pictured: Laury Evans, CEO of Horizon Financial Corp., Rings The NASDAQ Stock Market Closing Bell. These photos are Copyright 2006, The Nasdaq Stock Market Inc. and available for re-publication by the news media only. Any commercial use is strictly prohibited without the prior written consent of The Nasdaq Stock Market Inc. © Copyright 2006, The NASDAQ Stock Market, Inc. Reprinted with the permission of The Nasdaq Stock Market, Inc.