Jimmy Tallent, President and CEO of United Community Banks, Inc.,
Rings The NASDAQ Stock Market Closing Bell

Thursday October 12, 2006
at NASDAQ's MarketSite
in New York City.

United Community Banks, Inc.
[UCBI]

Jimmy Tallent, President and CEO of United Community Banks, Inc., presides over the closing bell.

Headquartered in Blairsville, United Community Banks is the third-largest bank holding company in Georgia. United Community Banks has assets of $6.3 billion and operates 25 community banks with 96 banking offices located throughout north Georgia, metro Atlanta, coastal Georgia, western North Carolina and east Tennessee. The company specializes in providing personalized community banking services to individuals and small to mid-size businesses. United Community Banks also offers the convenience of 24-hour access through a network of ATMs, telephone and on-line banking. United Community Banks common stock is listed on the Nasdaq Global Select Market under the symbol UCBI. Additional information may be found at the company's web site at www.ucbi.com.

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