Martin "Marty" A. Dietrich, President & CEO of NBT Bancorp Inc.,
Ring The NASDAQ Stock Market Opening Bell

Friday, July 14, 2006
at NASDAQ's MarketSite
in New York City.

NBT Bancorp Inc.
[NBTB]

Martin "Marty" A. Dietrich, President & CEO of NBT Bancorp Inc. (NBTB) presides over the opening bell to celebrate its 150 year business anniversary.

NBT is a financial services holding company headquartered in Norwich, N.Y., and had total assets of $4.9 billion as of March 31, 2006. The company primarily operates through NBT Bank, N.A. (a full-service community bank with two divisions) and through a financial services company. Formed in 1856, NBT Bank, N.A. is a full-service commercial bank headquartered in Norwich, N.Y. NBT Bank, N.A. has 122 locations, including 83 NBT Bank offices in upstate New York and 39 Pennstar Bank offices in northeastern Pennsylvania. EPIC Advisors, Inc. is a full-service 401(k) plan recordkeeping firm based in Rochester, N.Y. More information about NBT and its divisions can be found on the Internet at www.nbtbancorp.com, www.nbtbank.com, www.pennstarbank.com and www.epic1st.com.

Click for larger pictures of the NASDAQ MarketSite. Additional Photographs for 7/14/2006 Download Hi-Res Quality Photo of this NASDAQ Market Open - Pictured: Martin "Marty" A. Dietrich, President & CEO of NBT Bancorp Inc. signs in to the market at the beginning of the trading day. These photos are Copyright 2006, The Nasdaq Stock Market Inc. and available for re-publication by the news media only. Any commercial use is strictly prohibited without the prior written consent of The Nasdaq Stock Market Inc. © Copyright 2006, The NASDAQ Stock Market, Inc. Reprinted with the permission of The Nasdaq Stock Market, Inc.