Yardville National Bancorp [YANB]
President and CEO
Rings The NASDAQ Stock Market Opening Bell

Wednesday, January 5, 2005
at NASDAQ's MarketSite
in New York City.

Yardville National Bancorp

NASDAQ is proud to welcome the management team of YNB [YANB] to the market open in celebration of the company's ten-year listing anniversary on The NASDAQ Stock Market and its 80-year business anniversary.

About YNB [YANB]:

YNB was founded in 1925, and had $2.76 billion in assets at the end of the third quarter of 2004. It became a public company in 1995 and began trading on NASDAQ in that same year. The company's market capitalization at September 30, 2004 was $305 million, with 10.5 million shares outstanding.

At year-end 2004, YNB had twenty-three branches serving individuals and businesses in Mercer, Hunterdon, Somerset, Burlington and Middlesex Counties in New Jersey, and Bucks County, Pennsylvania. Located in the corridor between New York City and Philadelphia, YNB offers a broad range of lending, deposit and other financial products and services.

Click for larger pictures of the NASDAQ MarketSite. Additional Photographs for 01/05/2005 Download Hi-Res Quality Photo of this NASDAQ Market Open - Pictured: Yardville National Bancorp [YANB] President and CEO Rings The NASDAQ Opening Bell These photos are Copyright 2005, Getty Images for The Nasdaq Stock Market Inc. and available for re-publication by the news media only. Any commercial use is strictly prohibited without the prior written consent of Getty Images and The Nasdaq Stock Market Inc. © Copyright 2005, Getty Images for NASDAQ The Nasdaq Stock Market, Inc. Reprinted with the permission of The Nasdaq Stock Market, Inc.