AMERITRADE HOLDING CORPORATION has a 30-year history of providing investment services to self-directed individuals through its brokerage subsidiaries. Ameritrade develops and provides innovative products and services tailored to meet the varying investing and portfolio management needs of individual investors and institutional distribution partners. A brokerage industry leader, Ameritrade, Inc., a subsidiary of Ameritrade Holding Corporation, recently received a four-star rating in the 2005 Barron’s Review of Online Brokers for it Apex active trader program.

Ameritrade Holding Corporation 4211 South 102nd Street Omaha, Nebraska 68127 U.S.A Tel: 402.331.7856

PHYLIS ESPOSITO Phylis Esposito is responsible for corporate strategy at Ameritrade. This includes focusing on industry and market issues to develop corporate business initiatives that mitigate risks and maximize opportunities for profitable long-term growth. Ms. Esposito also oversees investor relations. She joined Ameritrade in July 2001 from Mathias & Company, Management Consultants, where she served as a senior managing partner. She was formerly employed as a senior managing director of Bear, Stearns & Company, a founding partner of Artemis Capital Group and a vice president at Goldman Sachs. Ms. Esposito received an MBA from Columbia University and holds a BA from Fordham University. Also attending: Timothy Nowell Director, Business Planning Finance Amerirade Holding Corporation