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Brazil Credit Expansion Continues As Economy Recovers



SAO PAULO -(Dow Jones)- Brazil's credit expansion continued in October, responding to a healthier local economy, according to data published Wednesday by the Central Bank.

Credit operations rose 1.4% from September and 15.3% from October 2008, when major multinational banks were failing due to the popping housing and derivatives bubbles in the U.S. and Europe.

All told, Brazilian banks lent 1.36 trillion reals ($790.6 billion) in October.

The Central Bank reported that housing was the leading lending segment, up 3.1% from September and accounting for BRL85.2 billion. Over the last 12 months, mortgage lending rose 42.5%. Public-sector debt, led by Brazil's individual states, rose 3.2% in October to BRL22.4 billion.

Brazil's total credit as a percentage of GDP stood at 45.9% in October, up from 45.7% in September.

Average banking spreads remained relatively stable at 26%.

Brazil's economy is expected to grow between 4.5% and 5% in 2010, according to official estimates.

-By Kenneth Rapoza, Dow Jones Newswires, 5511-2847-4541, kenneth.rapoza@ dowjones.com


  (END) Dow Jones Newswires
  11-25-090833ET
  Copyright (c) 2009 Dow Jones & Company, Inc.

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