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Commerzbank CFO: Not Experiencing Credit Crunch In Germany



FRANKFURT -(Dow Jones)- Germany isn't experiencing a credit crunch at present, the Chief Financial Officer of Commerzbank AG (CBK.XE) Eric Strutz said Friday.

Strutz was participating in a panel discussion on the future of banking in Frankfurt with James P. Gorman, co-president and incoming chief executive of U.S. bank Morgan Stanley (MS).

Strutz added that the era of monoline banking, in which banks focus on one business activity such as investment or commercial banking, is no longer effective. "We should have more well balanced business models in the future," Strutz said.

As regulators consider new capital requirements for banks, Gorman said capital rules should better reflect the risks specific to a bank. Moreover, capital requirements within a bank should vary depending on the risks undertaken by various units such as commercial and investment banking, Gorman said.

Coordinating regulatory efforts will be crucial to creating effective banking rules in the wake of the financial crisis, Gorman said.

Company Web site: http://www.commerzbank.com

http://www.morganstanley.com

-By William Launder and Ulrike Dauer; Dow Jones Newswires; +49 69 29 725 515; william.launder@dowjones.com


  (END) Dow Jones Newswires
  11-20-090700ET
  Copyright (c) 2009 Dow Jones & Company, Inc.

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