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Senate Student Loan Bill Would End Private Lender Loans -Source



By Corey Boles, Of DOW JONES NEWSWIRES

WASHINGTON -(Dow Jones)- The Senate Health, Education, Labor and Pensions Committee is drafting legislation that would end private involvement in making student loans, according to a Senate Democratic aide familiar with the matter.

The legislation would be broadly similar to a version of the bill widely expected to be approved by the U.S. House of Representatives on Thursday.

The aide said the bill would end the private-sector origination of student loans, and instead establish the federal government as the sole provider of college loans.

There would still be a role for private banks and other lenders to bid for a limited number of contracts to service the loans after they are made by the government.

The news will come as a blow to private lenders, which have been focusing much of their lobbying efforts on the Senate where they had hoped a higher education overhaul would retain a role for them in originating loans.

Chief among these is SLM Corp. (SLM), known as Sallie Mae, currently among the largest providers of government-backed student loans, but also includes a range of other banks, including Citigroup Inc. (C), Bank of America Corp. (BAC) and SunTrust Banks Inc. (STI).

Assuming the HELP committee approves the bill once it's finalized in a few weeks' time, there is still the chance the Senate legislation could be altered to address concerns of moderate Democratic lawmakers whose support for the measure would be crucial to its passage.

President Barack Obama proposed ending private bank lending in his initial budget request to Congress in February. He suggested using anticipated savings to increase grants for low-income students.

House Education and Labor Committee Chairman George Miller, D-Calif., set to work writing legislation to enact the Obama proposals, and the House is slated to hold a vote on the bill Thursday.

Until now, it had been unclear how the Senate was going to proceed. The aide confirmed Wednesday that the HELP committee is broadly following the president's agenda in its version of the bill.

Timing of a Senate vote remains unclear, although it could be taken up after an overhaul of the health-care system.

-By Corey Boles, Dow Jones Newswires; 202-862-6601; corey.boles@dowjones.com


  (END) Dow Jones Newswires
  09-16-091834ET
  Copyright (c) 2009 Dow Jones & Company, Inc.

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