Another piece of space junk is expected to fall to earth October
22 or 23. Less than a month after a defunct NASA satellite fell
into the Pacific Ocean, the German ROSAT satellite should enter our
atmosphere this weekend and break into pieces traveling as fast as
280 miles per hour, according to Space.com.
Who Pays if a Tree Falls?
Although the chances are pretty slim that a piece might hit
someone (about one in 2,000), you might be wondering whether your
insurer will cover the damage if a chunk of space junk hits your
house or car. (Okay, you're probably more worried about what would
happen if a 280-mph projectile hit
. But I'm sure you're concerned about insurance coverage, too.)
Well, you can relax. Damage caused by falling objects usually is
covered under standard life, auto and homeowners insurance
policies, according to the Insurance Information Institute.
Homeowners policies cover damage to the home and to belongings
inside it. The optional comprehensive portion of an auto policy
covers damage to a car, and the liability portion of a policy would
kick in if a falling satellite (or any debris) caused an accident.
And a life insurance policy would pay beneficiaries if the
policyholder were struck and killed by space junk.
That puts your mind at ease, doesn't it?
me on Twitter