There's good news when it comes to credit card delinquencies,
but it's not evenly spread across America, according to data on the
first quarter of 2013 from credit bureau Experian.
The percent of balances 30 days or more past due decreased from
the previous quarter, meaning consumers are making some headway in
paying off debt, says the bureau's
released June 13. Oil-booming North Dakota leads the pack when it
comes to states with the lowest delinquency rate, while
real-estate-busted Nevada carries the biggest load of overdue
Credit card lending is on the rise, too. Compared with the first
quarter of 2012, new origination volume -- how much new spending
people are putting on their cards -- was up by about $11 billion.
That's about 20 percent above what it was at the same time in 2012,
but still far below its pre-recession levels.
The chart below shows the best- and worst-performing states when
it comes to credit card delinquencies.
Interactive: Life cycle of a delinquent credit card
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alt="CreditCards.com infographic: bankcard delinquencies"