Great Advice From Around the Web

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As you establish your holiday budget, craft your gift list and start buying presents, I want to share some wise words from my 7-year-old daughter.

As we were cleaning her room recently, we came across an old teddy bear that my maternal grandmother had given me. She asked if I still had anything my other (paternal) grandmother had given me. My answer was no, and I told her I couldn't remember any specific gifts that I had received from her. My daughter, who has heard plenty of stories from me about all the fun times I had with that grandmother while I was growing up, quickly responded: "She gave you the best gift: She was a good grandmother." So true.

As Jason at the Frugal Dad blog points out in Too Broke to Buy Christmas Presents , you shouldn't feel an obligation to buy for everyone on your Christmas list. Instead, you should find "a thoughtful, inexpensive way to mark the holiday season by telling someone you love and appreciate them."

And as Flexo at Consumerism Commentary writes in The Best Holiday Gift: A Shared Experience , "consider finding a way to offer an experience that everyone would enjoy. The benefits might not be immediate, but an experience could create memories that outshine this year's hot Christmas toy or latest Apple product for years to come."

If you do buy gifts, you don't have to break your budget to do so. The Bible Money Matters blog has a great list of 100 frugal gifts you can give this Christmas .

Or consider gifts that keep on giving, such as the the PT Money blog's 10 financial Christmas gift ideas for children that will teach them the basics of money and set them on the path toward a strong financial future.

To keep things in perspective, see How Does Your Holiday Spending Compare to the National Average? on the Mint.com blog.

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The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of The NASDAQ OMX Group, Inc.



This article appears in: Personal Finance , Insurance

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