Fiserv Expands Mobiliti Solutions - Analyst Blog

By Zacks Equity Research,

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Fiserv, Inc ( FISV ) recently announced that Territorial Savings Bank  ( TBNK ) can now offer its customers a comprehensive mobile solutions using Mobiliti from Fiserv.

The Mobiliti  product portfolio from Fiserv provides a variety of mobile banking and payments services which includes balance inquiry, transaction history, bill payment, person-to-person payments and transfers through a mobile device to clients of the company and their customers. 

This particular service enables financial institutions to target more consumers than through other mobile technologies as it supports all three mobile access modes: browser, application and text.

Territorial Savings Bank currently offers comprehensive mobile banking services to its customers using all three major mobile access modes: SMS (text messaging), mobile browser and downloadable applications for Android, iPhone and BlackBerry devices.

These services allow customers to keep a track of their account activity, quickly locate branches and ATMs, transfer funds between accounts and pay bills.

As per Fiserv's survey, mobile banking is rapidly picking up pace as more than 25% of the households in the United States are using mobile banking to manage their bank accounts.

The company continues to strengthen its product portfolio.  In the first quarter of 2011, Fiserv acquired Mobile Commerce Ltd. (M-Com), an international mobile banking and payments provider, to enhance its mobile and payment capabilities.

Territorial Savings Bank has been a Fiserv client since 1998. Territorial Savings Bank also uses CheckFree RXP from Fiserv, which allows customers to pay bills directly from online banking or mobile banking.

CheckFree RXP is an electronic bill payment and presentment product which allows customers of Fiserv to easily manage household bills through an online tool, to view related billing and payment information; to pay and manage all of their bills in one place along with the ability to make convenient next-day payments to many of the companies with which they do business.

Meanwhile, in addition to Mobiliti, Retail Online and CheckFree RXP, Territorial Savings Bank uses other Fiserv solutions as well including card services and remote deposit capture.

Fiserv provides financial services technology solutions, including electronic commerce systems and services, such as transaction processing, electronic bill payment and presentment, business process outsourcing, document distribution services, and software and systems solutions.

FISERV INC ( FISV ): Free Stock Analysis Report
TERRITORIAL BCP ( TBNK ): Free Stock Analysis Report
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The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

This article appears in: Investing , Business , Stocks
Referenced Stocks: FISV , TBNK

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