Fair Isaac Corporation
), a leading predictive analytics and decision management
software company, joined forces with MeridianLink Inc. to help
small banks and credit unions take improved and faster lending
MeridianLink is widely known as the pioneer developer of the
industry's first multi-channel account opening and loan
origination platform. The company provides a reliable and an
affordable web-based credit reporting, lending and new account
The partnership will grant mutual bank and credit union
clients of the companies an access to Fair Isaac's small business
and consumer lending models. According to the agreement,
MeridianLink's loan origination platform will be combined with
Fair Isaac's two sets of models. These models will help the
lenders access Fair Isaac's credit scores for small business
applicants and consumers.
The combined solution proposes to help lenders make
instantaneous loan decisions for home equity line of credit, auto
loans, commercial loans and other loan products. Additionally,
the partnership will help lenders reduce delinquency and
charge-off losses, approve more loan applications, thereby
augmenting the lender's profitability.
Fair Isaac's analytics software has helped multiple industries
to administer risks, avoid frauds, make profitable decisions and
maintain strong customer relationship. The company's software can
predict consumer behavior, which have helped numerous industries
to launch products according to consumer demand.
Fair Isaac currently carries a Zacks Rank #4 (Sell). Better
players within the Computer and Technology sector worth
Alliance Fiber Optic Products Inc
Akamai Technologies, Inc
), each holding a Zacks Rank #1 (Strong Buy).
ALLIANCE FIBER (AFOP): Free Stock Analysis
AKAMAI TECH (AKAM): Free Stock Analysis
FAIR ISAAC INC (FICO): Free Stock Analysis
UNISYS (UIS): Free Stock Analysis Report
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